Business Insurance

Carlton Insurance is experienced in all types of business, both for profit and non-profit organizations. We have expertise in manufacturing, construction, retail and wholesale, hospitality (food service and hotels) entertainment, golf courses and country clubs, non-profits, churches and many other commercial property and liability exposures.

At Carlton Insurance we use the Risk Management approach when writing insurance for your business, organization, church or any other type commercial entity. The first step in our Commercial Lines unit is to help you identify exposures to financial loss, classify that exposure as un-important, important or critical. Once exposure to financial loss is identified and classified, we can then recommend a coverage program that fits your specific needs. We view our job as not selling insurance, but putting an insurance/risk management program in place so you are properly protected and there are no surprises should a financial loss occur.

Our Commercial Portfolio of products includes:

• Workers Compensation
• Commercial General Liability
• Commercial Auto
• Commercial Property
• Builders Risk
• Inland Marine
• Ocean Marine
• Cargo
• Aircraft

Specialty Programs

• Employment Practices Liability
• Directors & Officers
• Professional Liability
• Cyber Liability